:root {
  --ink: #05080a;
  --ink-2: #0b1214;
  --panel: rgba(255, 255, 255, 0.04);
  --line: rgba(255, 255, 255, 0.09);
  --text: #eef3f1;
  --muted: #8fa19b;
  --accent: #10b981;
  --accent-2: #5eead4;
  --warn: #f5a623;
  --neg: #f04452;
  --radius: 22px;
  --serif: "Instrument Serif", Georgia, serif;
  --sans: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --mono: "JetBrains Mono", ui-monospace, Menlo, monospace;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  background: var(--ink);
  color: var(--text);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img, svg, canvas { display: block; max-width: 100%; }

.grain {
  position: fixed; inset: 0; pointer-events: none; z-index: 100; opacity: .06;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");
}
.aurora {
  position: fixed; inset: -20%; z-index: -2; pointer-events: none;
  background:
    radial-gradient(40% 35% at 20% 15%, rgba(16,185,129,.18), transparent 70%),
    radial-gradient(35% 30% at 85% 25%, rgba(94,234,212,.10), transparent 70%),
    radial-gradient(50% 40% at 50% 100%, rgba(16,185,129,.08), transparent 70%);
  animation: drift 24s ease-in-out infinite alternate;
}
@keyframes drift { to { transform: translate3d(3%, -2%, 0) rotate(4deg); } }

.wrap { width: min(1180px, 100% - 40px); margin-inline: auto; }

/* NAV */
.nav {
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: blur(18px) saturate(1.4);
  -webkit-backdrop-filter: blur(18px) saturate(1.4);
  background: rgba(5, 8, 10, .62);
  border-bottom: 1px solid var(--line);
}
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 800; letter-spacing: -.02em; }
.brand-mark {
  width: 30px; height: 30px; border-radius: 9px;
  background: radial-gradient(circle at 50% 50%, transparent 38%, var(--accent) 40%, var(--accent) 58%, transparent 60%), #0e1a17;
  box-shadow: 0 0 24px rgba(16,185,129,.45);
}
.brand small { font-weight: 500; color: var(--muted); font-size: 13px; margin-left: 4px; }
.nav-links { display: flex; gap: 26px; list-style: none; font-size: 14.5px; }
.nav-links a { text-decoration: none; color: var(--muted); transition: color .2s; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--text); }
.menu-btn { display: none; background: none; border: 1px solid var(--line); color: var(--text); border-radius: 10px; padding: 8px 12px; font: inherit; font-size: 14px; }

.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 14px 22px; border-radius: 999px; text-decoration: none;
  font-weight: 700; font-size: 15px; border: 1px solid transparent;
  transition: transform .25s cubic-bezier(.2,.8,.2,1), box-shadow .25s, background .25s;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: scale(.97); }
.btn-primary { background: var(--accent); color: #022c1f; box-shadow: 0 10px 40px -10px rgba(16,185,129,.8); }
.btn-ghost { border-color: var(--line); background: var(--panel); }
.btn svg { width: 18px; height: 18px; }

/* HERO */
.hero { position: relative; padding: 90px 0 60px; min-height: calc(100vh - 68px); display: flex; align-items: center; }
.hero .wrap { display: grid; grid-template-columns: 1.05fr .95fr; gap: 40px; align-items: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--mono); font-size: 12px; letter-spacing: .14em; text-transform: uppercase;
  color: var(--accent-2); padding: 7px 12px; border-radius: 999px;
  border: 1px solid rgba(94,234,212,.25); background: rgba(16,185,129,.06);
}
.eyebrow .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 10px var(--accent); animation: pulse 2s infinite; }
@keyframes pulse { 50% { opacity: .35; } }
h1, h2, h3 { letter-spacing: -.03em; line-height: 1.04; }
.display {
  font-family: var(--serif); font-weight: 400;
  font-size: clamp(52px, 7.4vw, 104px); margin: 22px 0 22px;
}
.display em { font-style: italic; color: var(--accent); }
.lede { color: var(--muted); font-size: 19px; max-width: 34ch; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.hero-meta { display: flex; gap: 28px; margin-top: 40px; font-size: 13px; color: var(--muted); flex-wrap: wrap; }
.hero-meta b { display: block; color: var(--text); font-size: 22px; font-weight: 800; letter-spacing: -.02em; }

.stage { position: relative; height: 620px; perspective: 1400px; }
#ring { position: absolute; inset: -60px; width: calc(100% + 120px); height: calc(100% + 120px); z-index: 0; }

.phone {
  position: absolute; left: 50%; top: 50%; width: 290px; height: 590px;
  transform-style: preserve-3d;
  transform: translate(-50%, -50%) rotateY(-18deg) rotateX(8deg) rotateZ(2deg);
  transition: transform .2s ease-out;
  border-radius: 46px; padding: 12px;
  background: linear-gradient(145deg, #1b2523, #070b0c 60%);
  box-shadow: 0 0 0 1px rgba(255,255,255,.08) inset, 30px 50px 90px -20px rgba(0,0,0,.9), 0 0 120px -30px rgba(16,185,129,.5);
  z-index: 2;
}
.screen {
  height: 100%; border-radius: 36px; overflow: hidden; position: relative;
  background: linear-gradient(180deg, #0b1513, #060a0b);
  padding: 46px 18px 18px; font-size: 12px;
}
.screen::before { content: ""; position: absolute; top: 12px; left: 50%; width: 92px; height: 26px; transform: translateX(-50%); background: #000; border-radius: 20px; }
.s-label { color: var(--muted); font-size: 10.5px; text-transform: uppercase; letter-spacing: .12em; font-family: var(--mono); }
.s-big { font-size: 38px; font-weight: 800; letter-spacing: -.04em; margin: 4px 0 2px; }
.s-big span { color: var(--accent); }
.s-sub { color: var(--muted); font-size: 11px; }
.s-bar { height: 7px; border-radius: 6px; background: rgba(255,255,255,.07); margin: 14px 0 18px; overflow: hidden; }
.s-bar i { display: block; height: 100%; width: 0; border-radius: 6px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); animation: fill 2.4s 0.6s cubic-bezier(.2,.8,.2,1) forwards; }
@keyframes fill { to { width: 62%; } }
.s-card { background: rgba(255,255,255,.045); border: 1px solid var(--line); border-radius: 16px; padding: 12px; margin-bottom: 9px; }
.s-row { display: flex; justify-content: space-between; align-items: center; padding: 7px 0; }
.s-row + .s-row { border-top: 1px solid var(--line); }
.s-ico { width: 26px; height: 26px; border-radius: 8px; display: grid; place-items: center; font-size: 11px; font-weight: 800; margin-right: 9px; }
.s-left { display: flex; align-items: center; }
.neg { color: var(--neg); } .pos { color: var(--accent); } .warn { color: var(--warn); }
.s-chips { display: flex; gap: 6px; }
.s-chip { flex: 1; text-align: center; padding: 10px 4px; border-radius: 12px; background: rgba(255,255,255,.045); border: 1px solid var(--line); }
.s-chip b { display: block; font-size: 14px; }

.float-card {
  position: absolute; z-index: 3; padding: 14px 16px; border-radius: 18px; font-size: 13px;
  background: rgba(14, 22, 21, .72); border: 1px solid var(--line);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  box-shadow: 0 20px 50px -20px rgba(0,0,0,.8);
  animation: bob 6s ease-in-out infinite;
}
.float-card b { display: block; font-size: 17px; }
.fc-1 { top: 70px; left: -10px; }
.fc-2 { bottom: 80px; right: -14px; animation-delay: -3s; }
@keyframes bob { 50% { transform: translateY(-14px); } }

/* SECTIONS */
section { padding: 110px 0; position: relative; }
.kicker { font-family: var(--mono); font-size: 12px; letter-spacing: .16em; text-transform: uppercase; color: var(--accent); }
.h2 { font-family: var(--serif); font-weight: 400; font-size: clamp(40px, 5.2vw, 70px); margin: 14px 0 18px; }
.h2 em { color: var(--accent); }
.section-lede { color: var(--muted); max-width: 56ch; font-size: 18px; }

.marquee { border-block: 1px solid var(--line); overflow: hidden; padding: 22px 0; background: rgba(255,255,255,.015); }
.marquee-track { display: flex; gap: 56px; width: max-content; animation: scroll 38s linear infinite; font-family: var(--serif); font-size: 30px; color: var(--muted); }
.marquee-track span::after { content: "✦"; color: var(--accent); margin-left: 56px; font-size: 18px; vertical-align: middle; }
@keyframes scroll { to { transform: translateX(-50%); } }

.bento { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; margin-top: 56px; }
.tile {
  grid-column: span 2; position: relative; overflow: hidden;
  background: linear-gradient(180deg, rgba(255,255,255,.05), rgba(255,255,255,.015));
  border: 1px solid var(--line); border-radius: var(--radius); padding: 28px;
  transform-style: preserve-3d; transition: transform .35s cubic-bezier(.2,.8,.2,1), border-color .3s;
  min-height: 250px;
}
.tile:hover { border-color: rgba(16,185,129,.4); }
.tile.wide { grid-column: span 3; }
.tile.xl { grid-column: span 4; }
.tile h3 { font-size: 23px; margin: 18px 0 8px; }
.tile p { color: var(--muted); font-size: 15.5px; }
.tile .glyph {
  width: 46px; height: 46px; border-radius: 14px; display: grid; place-items: center;
  background: rgba(16,185,129,.12); border: 1px solid rgba(16,185,129,.3); color: var(--accent);
}
.tile .glyph svg { width: 22px; height: 22px; }
.tile::after {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0; transition: opacity .3s;
  background: radial-gradient(400px circle at var(--mx, 50%) var(--my, 50%), rgba(16,185,129,.14), transparent 45%);
}
.tile:hover::after { opacity: 1; }
.tile .big-num { font-family: var(--serif); font-size: 76px; line-height: 1; color: var(--accent); margin-top: 18px; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 56px; counter-reset: s; }
.step { padding: 30px; border-radius: var(--radius); border: 1px solid var(--line); background: var(--panel); }
.step::before { counter-increment: s; content: "0" counter(s); font-family: var(--mono); color: var(--accent); font-size: 13px; }
.step h3 { font-size: 22px; margin: 14px 0 8px; }
.step p { color: var(--muted); font-size: 15.5px; }

.notice {
  margin-top: 40px; display: grid; grid-template-columns: auto 1fr; gap: 18px; align-items: start;
  padding: 24px 26px; border-radius: var(--radius);
  background: linear-gradient(90deg, rgba(245,166,35,.10), rgba(245,166,35,.02));
  border: 1px solid rgba(245,166,35,.32);
}
.notice svg { width: 26px; height: 26px; color: var(--warn); margin-top: 2px; }
.notice h4 { font-size: 17px; margin-bottom: 4px; }
.notice p { color: #cdbf9f; font-size: 15px; }
.notice a { color: var(--warn); }

.price {
  margin-top: 56px; display: grid; grid-template-columns: 1fr 1fr; gap: 16px;
}
.price-card { padding: 38px; border-radius: 28px; border: 1px solid var(--line); background: var(--panel); position: relative; overflow: hidden; }
.price-card.hot { border-color: rgba(16,185,129,.5); background: radial-gradient(120% 80% at 100% 0%, rgba(16,185,129,.18), transparent 60%), var(--panel); }
.price-card .amt { font-family: var(--serif); font-size: 80px; line-height: 1; margin: 18px 0 6px; }
.price-card .amt small { font-family: var(--sans); font-size: 16px; color: var(--muted); }
.price-card ul { list-style: none; margin-top: 22px; display: grid; gap: 10px; color: var(--muted); font-size: 15.5px; }
.price-card li::before { content: "✓"; color: var(--accent); margin-right: 10px; font-weight: 800; }
.tag { position: absolute; top: 22px; right: 22px; font-family: var(--mono); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; padding: 6px 10px; border-radius: 999px; background: var(--accent); color: #022c1f; font-weight: 700; }

.faq { margin-top: 48px; display: grid; gap: 10px; }
details { border: 1px solid var(--line); border-radius: 18px; background: var(--panel); padding: 4px 22px; transition: border-color .2s; }
details[open] { border-color: rgba(16,185,129,.35); }
summary { cursor: pointer; list-style: none; padding: 18px 0; font-weight: 700; display: flex; justify-content: space-between; gap: 16px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; color: var(--accent); font-size: 22px; line-height: 1; transition: transform .25s; }
details[open] summary::after { transform: rotate(45deg); }
details p, details ul { color: var(--muted); padding-bottom: 18px; font-size: 15.5px; }
details ul { padding-left: 20px; }

.final { text-align: center; padding: 140px 0; }
.final .h2 { font-size: clamp(48px, 7vw, 96px); }
.final .cta-row { justify-content: center; }

/* LEGAL PAGES */
.doc-hero { padding: 80px 0 30px; }
.doc-hero h1 { font-family: var(--serif); font-weight: 400; font-size: clamp(46px, 6vw, 80px); margin: 14px 0 12px; }
.doc-hero p { color: var(--muted); }
.doc { display: grid; grid-template-columns: 240px 1fr; gap: 56px; padding-bottom: 110px; }
.toc { position: sticky; top: 100px; align-self: start; font-size: 14px; }
.toc b { font-family: var(--mono); font-size: 11px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); display: block; margin-bottom: 12px; }
.toc a { display: block; text-decoration: none; color: var(--muted); padding: 6px 0 6px 14px; border-left: 1px solid var(--line); transition: color .2s, border-color .2s; }
.toc a:hover { color: var(--text); border-color: var(--accent); }
.prose { max-width: 74ch; }
.prose h2 { font-size: 26px; margin: 48px 0 14px; scroll-margin-top: 90px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 19px; margin: 28px 0 10px; }
.prose p, .prose li { color: #c5d1cd; }
.prose p { margin-bottom: 14px; }
.prose ul, .prose ol { margin: 0 0 16px 22px; display: grid; gap: 6px; }
.prose a { color: var(--accent); }
.prose strong { color: var(--text); }
.prose table { width: 100%; border-collapse: collapse; margin: 10px 0 20px; font-size: 15px; }
.prose th, .prose td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; color: #c5d1cd; }
.prose th { color: var(--text); font-size: 13px; text-transform: uppercase; letter-spacing: .06em; font-family: var(--mono); font-weight: 500; }
.callout { padding: 18px 20px; border-radius: 16px; margin: 18px 0 22px; border: 1px solid rgba(16,185,129,.35); background: rgba(16,185,129,.07); }
.callout.warn { border-color: rgba(245,166,35,.4); background: rgba(245,166,35,.07); }
.callout.danger { border-color: rgba(240,68,82,.4); background: rgba(240,68,82,.07); }
.callout p:last-child { margin-bottom: 0; }

.hub { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; padding-bottom: 110px; }
.hub a { text-decoration: none; }
.hub .tile { min-height: 200px; }
.hub .tile .arrow { position: absolute; right: 24px; bottom: 22px; color: var(--accent); font-size: 22px; transition: transform .3s; }
.hub .tile:hover .arrow { transform: translateX(6px); }

/* FOOTER */
footer { border-top: 1px solid var(--line); padding: 60px 0 40px; font-size: 14px; color: var(--muted); background: linear-gradient(180deg, transparent, rgba(16,185,129,.03)); }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 32px; }
.foot-grid h5 { color: var(--text); font-size: 13px; margin-bottom: 14px; font-family: var(--mono); text-transform: uppercase; letter-spacing: .12em; font-weight: 500; }
.foot-grid ul { list-style: none; display: grid; gap: 8px; }
.foot-grid a { text-decoration: none; }
.foot-grid a:hover { color: var(--text); }
.foot-legal { margin-top: 44px; padding-top: 24px; border-top: 1px solid var(--line); font-size: 12.5px; line-height: 1.7; display: grid; gap: 10px; }

/* REVEAL */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .9s cubic-bezier(.2,.8,.2,1), transform .9s cubic-bezier(.2,.8,.2,1); }
.reveal.in { opacity: 1; transform: none; }

@media (max-width: 960px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .stage { height: 560px; }
  .bento { grid-template-columns: 1fr 1fr; }
  .tile, .tile.wide, .tile.xl { grid-column: span 2; }
  .steps, .price, .hub { grid-template-columns: 1fr; }
  .doc { grid-template-columns: 1fr; gap: 20px; }
  .toc { position: static; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .nav-links { display: none; position: absolute; top: 68px; left: 0; right: 0; flex-direction: column; gap: 0; background: rgba(5,8,10,.96); border-bottom: 1px solid var(--line); padding: 8px 20px 16px; }
  .nav-links.open { display: flex; }
  .nav-links a { display: block; padding: 12px 0; }
  .menu-btn { display: block; }
}
@media (max-width: 520px) {
  body { font-size: 16px; }
  .fc-1 { left: 0; } .fc-2 { right: 0; }
  .foot-grid { grid-template-columns: 1fr; }
  section { padding: 80px 0; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}

/* Bank coverage */
.steps.four { grid-template-columns: repeat(4, 1fr); }
.banks { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.bank-chip { display: inline-flex; align-items: center; gap: 10px; padding: 9px 16px 9px 9px; border-radius: 999px; border: 1px solid var(--line); background: var(--panel); font-size: 14.5px; font-weight: 600; }
.bank-chip i { width: 26px; height: 26px; border-radius: 8px; display: grid; place-items: center; font-style: normal; font-size: 12px; font-weight: 800; color: #fff; }
.bank-chip.more { color: var(--accent); border-color: rgba(16,185,129,.35); padding-left: 16px; }
.bank-group { margin-top: 40px; }
.bank-group h3 { font-family: var(--mono); font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); font-weight: 500; }
.partner { display: flex; gap: 18px; align-items: flex-start; margin-top: 40px; padding: 24px 26px; border-radius: var(--radius); border: 1px solid rgba(16,185,129,.3); background: rgba(16,185,129,.07); }
.partner svg { width: 28px; height: 28px; color: var(--accent); flex: none; margin-top: 2px; }
.partner h4 { margin: 0 0 6px; font-size: 17px; }
.partner p { margin: 0; color: var(--muted); font-size: 14.5px; }
@media (max-width: 960px) { .steps.four { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .steps.four { grid-template-columns: 1fr; } }